Insurance Claim Assistance:
Xactimate is the industry standard in claims software and we are certified, trained and competent. We have streamlined our supplement and billing to align with all the Insurance carriers.
We utilize Company Cam as it is an image based project software that is essential for insurance restoration projects and quality timely reporting.
We use ROOFR with the most current satellite software imagery to ensure accurate and timely measurements for estimations and installations.
Trust Szott's Roofing Little Elm, TX
Szott’s Roofing is committed to providing unparalleled support throughout the insurance claims process. We understand that navigating insurance procedures can be complex and overwhelming, which is why we go above and beyond to ensure clarity and transparency every step of the way. Our team will thoroughly walk you through each stage of the process, ensuring that you have a full understanding of what to expect and how to maximize the repairs covered by your insurance policy.
As your trusted local roofing experts based in Little Elm, TX, and proudly serving Frisco, Prosper, Flower Mound, and beyond, we prioritize your peace of mind and satisfaction. With our certifications as Owens Corning Preferred Roofing Contractors and CertainTeed Shingle Masters, we bring a wealth of expertise to the table, ensuring that your insurance claims are handled with precision and professionalism.
Whether you’re dealing with storm damage, roof repairs, or full system replacements, you can count on Szott’s Roofing to be your trusted partner throughout the insurance process. From the initial assessment to the final restoration, we are here to support you every step of the way, ensuring that your home is restored to its optimal condition with minimal stress and hassle.
Step 1: Initiate the Claim
Start by calling your insurance company to file the claim. This typically takes about 15 minutes. Once completed, you’ll receive a claim number, and an adjuster will be assigned to your case.
Step 2: Assessment Appointment
Your assigned adjuster will contact you to schedule an assessment. It’s crucial that you’re present during this assessment so that we can represent you effectively. We will meet the adjuster onsite to ensure all damages, including collateral damage to gutters, doors, windows, and fences, are accurately reported. These additional damages will be added to the project to complete the full scope of the insurance claim.
Step 3: Adjuster’s Report
After acknowledging storm-related damage, the adjuster will prepare a written scope detailing the items they’re willing to cover, such as the roof, gutters, or interior repairs. This document is commonly referred to as the “adjuster’s report” or “estimate.”
Step 4: Review and Approval
We’ll review the adjuster’s scope to ensure all owed items are accounted for. Any omitted items or those labeled as “paid when incurred,” such as code-related items, will be documented and submitted for insurance approval. Documentation may be required to support these additional items.
Step 5: Roof Installation
Once all necessary approvals are obtained, we’ll proceed with the roof installation. Depending on the scope of work, the installation typically takes 1 to 2 days to complete.
Step 6: Final Invoice Submission
Upon finishing all work specified in the approved adjuster’s report, we’ll submit a final invoice to both you and your insurance company for payment.
Texas Law and Homeowners Insurance Claims:
In Texas, homeowners have certain rights and protections regarding insurance claims. The Texas Department of Insurance regulates insurance practices in the state, ensuring fair treatment for policyholders. It’s important to be aware of your rights and to work with reputable contractors who understand and comply with Texas insurance laws.
By following these steps and understanding your rights under Texas law, we strive to make the insurance claims process as smooth and efficient as possible for our customers. If you have any questions or concerns about your insurance claim, don’t hesitate to reach out to us for assistance.
Contact Us
For expert assistance with your insurance claim and roofing needs, contact Szott’s Roofing today. We’re here to help you navigate the process and ensure you receive the coverage and compensation you deserve.
Insurance Payment Process:
Step 1: Initial Payment – ACV Check
The first payment, known as the Actual Cash Value (ACV) check, is issued to you onsite on the day of the adjuster meeting.
Step 2: Depreciation Check / Supplemental Check
The second check, covering depreciation or any additional items, is issued once the insurance company verifies that all the work is completed and approves any supplemental items.
Note: Your deductible represents the final portion of the payment.
Breakdown of Payments:
Your claim comprises three payments:
- ACV (Initial Payment)
- Depreciation/Supplemental Check (issued when work is complete)
- Deductible (your responsibility)
The sum total of the claim is calculated by adding the ACV payment, the depreciation/supplemental check, and your deductible.
Good Neighbor Discount:
As part of our commitment to our community, we offer a good neighbor discount. Contact us to learn more about how you can save on your roofing project.
By providing clear and transparent payment processes, we aim to make your insurance claim experience as straightforward as possible. If you have any questions or concerns about your claim, don’t hesitate to reach out to us for assistance.
Contact Us
For expert assistance with your insurance claim and roofing needs, contact Szott’s Roofing today. We’re here to guide you through the process and ensure you receive the coverage and compensation you deserve.
